Using the 37% Rule to Find Your Perfect Home
Discover how computer science can revolutionize your home buying strategy. Learn to apply the mathematically proven 37% rule from 'Algorithms to Live By' using Homi's smart features.
A practical guide to turning commute, routines, budget, safety research, and household tradeoffs into a neighborhood shortlist before you commit to a home.
kristian
Author
Most listing sites ask you to start with a map, a price range, and a bedroom count. That is useful, but it is not how people actually decide where to live.
The real question is usually messier:
That is neighborhood fit. It sits between pure search filters and pure vibes, and it deserves its own process.
Before comparing listings, write a plain-language brief for the move.
Try something like:
I am moving for a hybrid job near Bjorvika. I want a calm area, under 35 minutes door to door, with good light, groceries nearby, and enough energy that weekends do not feel isolated.
Or, if you are choosing with someone else:
We want different things: one of us wants restaurants and transit, the other wants quiet streets, light, and a spare room for calls. Help us compare areas without losing either perspective.
This gives you a story to compare against. Homi uses that kind of story to keep the search grounded in the life behind the move, not just the filters.
Do not try to decide the whole city at once. Pick three to five areas that could plausibly work and compare them against the same criteria.
Useful signals include:
The goal is not to find a perfect area. The goal is to make the tradeoffs visible before a beautiful listing pulls you off course.
Safety is personal, local, and context-heavy. Homi should not label a neighborhood as safe or unsafe, and a single score is rarely enough.
Instead, collect the sources and observations that matter to your situation:
Keep the research attached to the listings you are considering. A good apartment can become a bad fit if the daily route feels wrong.
Once you have a shortlist, save real listings into the same workspace. The neighborhood decision and the property decision should not live in separate tabs.
For each listing, note:
This is where Homi is useful: it lets you keep listings, notes, comments, AI reviews, public resources, and household preferences in one collection.
For each area, write:
Then compare the shortlist with everyone involved. You are not trying to pick the most famous neighborhood. You are trying to pick the place that actually fits the life you are building.

Founder of homi and real estate enthusiast.
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